摘要
韩国资本市场法首次规定了金融适合性原则,在此之前,韩国法院自20世纪90年代起就开始对金融机构违反适合性原则的民事责任进行判决,确定了不能仅以违反适合性原则而应当结合金融机构是否从事了不当劝诱和违反了保护义务等事实进行综合判断违法性的基准。但韩国立法和司法存在的缺陷是:资本市场法并未直接规定违反适合性原则的民事责任,法院认定违反适合性原则的民事责任的性质也仅为侵权责任,且举证责任主要由投资者负担等。借鉴韩国的立法和司法经验,同时摒弃其立法和司法缺陷,有助于完善我国金融法制和审判。
Korean Capital Market Law provides for the first time the principle of financial suitability, before that, Korean courts have begun to judge on the civil liabilities of financial institutes for violating suitability rule since 1990s, setting the standard that illegality does not only base on the violation of the suitability rule solely, but should be affiliated with the obligation to protect and improper recommendation and etc. However, Korean Capital Market Law doesn＇t regulate the civil liability of the violation of the suitability rule directly, and many courts approve the nature of the violation of suitability is only tort liability and the burden of proof is on the plaintiff. It is helpful to improve our financial exchange laws and trials by adopting the good and abandoning the bad of Korean financial laws.
出处
《证券市场导报》
CSSCI
北大核心
2012年第1期44-49,共6页
Securities Market Herald
关键词
韩国资本市场法
适合性原则
保护义务
不当劝诱
Korean capital market law, suitability rule, obligation to protect, improper recommendation
