摘要
近年来,金融混业(综合)经营规模迅速扩大,既有"金融深化"的发展,又有"金融空转"的问题。然而金融监管体制契合度降低,无法实施"穿透式"监管,当前金融领域蕴含的风险引起了普遍关注。本文在深层剖析金融混业(综合)经营,审慎评估金融监管体制,借鉴国际金融监管体制的理论依据、主流模式、实践经验的基础上,深刻反思了金融监管和金融创新之间的内在逻辑,提出了适合国情的金融监管体制演进安排。
In recent years,The scale of the financial mixed industry( integrated) business has soared quickly,there exists not only the development of 'financial deepening',but also the problem of 'fiscal vacancy '. However,the degree of fit of the financial regulatory system has decreased and it is impossible to implement'penetrating'supervision,the current risk in the financial sector has caused widespread concern. Based on a deep analysis of the financial mixed-industry( integrated) operation,a prudent assessment of the financial supervision system,and international reference of the financial supervision system( theoretical basis,mainstream model,and international experience),this thesis deeply reflected on the internal logic between financial supervision and financial innovation,and made arrangements for the evolution of the financial supervision system that suits the national conditions.
出处
《开发性金融研究》
2018年第3期88-96,共9页
Development Finance Research
关键词
金融监管体制
“穿透式”监管
改革逻辑
演进安排
Financial supervision system
'Penetration' supervision
Reform logic
Evolutionary arrangements
