摘要
随着科技的快速发展,数字金融已成为推动金融强国战略实现的关键力量,被视为科技、绿色、普惠、养老及数字化金融发展的核心。围绕数字金融与金融新质生产力的关系进行深入分析,探讨数字金融如何满足新质生产力的要求,并优化其发展方向。尽管数字金融对金融新质生产力的提升起到了至关重要的作用,但在实际发展过程中仍存在不足之处。因此,该研究旨在构建一个以数字金融为核心,能够促进金融新质生产力发展的体系,包括完善的生态体制和高效的运作机制。通过对数字金融发展现状的分析,以及金融新质生产力需求的考察,提出了一系列策略和建议,旨在指导数字金融的优化发展,以更好地服务于经济社会的全面发展。研究结论不仅为数字金融的发展提供了理论支撑,也为相关政策制定提供了实践指南,具有重要的理论意义和应用价值。
With the rapid development of science and technology,digital finance has become a key force in advancing the strategy to build a strong financial nation,and is regarded as the core of the development of science and technology,green,inclusive,pension and digital finance.This paper focuses on the in-depth analysis of the relationship between digital finance and financial new quality productive forces,discusses how digital finance meets the requirements of new quality productive forces,and optimizes its development direction.The article points out that although digital finance has played a vital role in the improvement of financial new quality productive forces,there still exist shortcomings in the actual development process.Therefore,this study aims to construct a system centered on digital finance that can promote the development of financial new quality productive forces,including a perfected ecological system and an efficient operational mechanism.Through the analysis of the development status of digital finance and the investigation of the needs of financial new quality productive forces,this paper puts forward a series of strategies and suggestions to guide the optimized development of digital finance,so as to better serve the comprehensive development of economy and society.This study not only provides theoretical support for the development of digital finance,but also provides practical guidelines for relevant policy formulation,which has important theoretical significance and application value.
作者
张壹帆
陆岷峰
Zhang Yifan;Lu Minfeng
出处
《河南社会科学》
北大核心
2024年第5期74-84,共11页
Henan Social Sciences
基金
国家社会科学基金一般项目“互联网金融市场跨界风险的协同监管长效机制与政策研究”(21BJY022)
国家社会科学基金一般项目“基于区块链技术的供应链金融共生融资模式与协同决策研究”(20BGL009)。
关键词
数字金融
金融新质生产力
发展路径
策略建议
生态体制
Digital Finance
Financial New Quality Productive Forces
Development Path
Strategy Suggestions
Ecological System
