摘要
体现效率、促进公平的收入分配体系是建设现代化经济体系的重要组成部分。数字金融所推动的金融普惠对收入分配的影响是重大且深远的。从家庭(个体)与地区层面出发,探讨数字金融对家庭收入不平等与群体收入不平等(Theil指数)的影响及其作用机制。结果表明,数字金融有助于家庭开展创业活动,通过创业的收入效应显著改善家庭收入不平等;数字金融有助于地区创业活跃度的提升,通过创业的就业效应显著改善群体收入不平等。异质性分析发现,数字金融更有助于农村家庭开展创业活动,实现了创收机会均等化,尤其是更有助于高人力资本或低社会资本的农村家庭通过创业实现家庭收入不平等改善。以创业的收入改善效应与就业带动效应为切入点,研究数字金融的收入分配效应,有助于推动我国共同富裕目标的实现。
An effective and fair income distribution system is a key part of building a modern economic system.The inclusive finance propelled by digital finance has a significant and far-reaching impact on income distribution.With families(individuals)and regions as objects,the present research uses Theil index to explore the impact of digital finance on both family and group income inequalities and their mechanisms.The results show that digital finance is conducive for family entrepreneurship and the entrepreneurship income effect can significantly improve family income equality.Besides,digital finance can boost regional entrepreneurship and the entrepreneurship employment effect can remarkably improve group income equality.Further,the heterogeneity analysis shows that digital finance is more helpful for rural family entrepreneurship,which equalizes the opportunities for entrepreneurship income.In particular,it is more beneficial for the rural families with high human capital or low social capital to improve income equality.It concludes that researching the digital finance’s impact on income distribution with the income and employment effects of entrepreneurship as starting points will contribute to the realization of China’s goal of common prosperity.
作者
宋冬林
田广辉
徐英东
SONG Dong-lin;TIAN Guang-hui;XU Ying-dong(School of Economics,Jilin University;Northeast Asian Studies College,Jilin University,Changchun130012,China)
出处
《兰州大学学报（社会科学版）》
CSSCI
北大核心
2022年第3期38-51,共14页
Journal of Lanzhou University（Social Sciences）
基金
国家社会科学基金专项重点项目“数字经济引领现代化经济体系建设研究”(20AZD043)。
关键词
数字金融
创业
中介效应
收入分配
共同富裕
digital finance
entrepreneurship
mediating effect
income distribution
common prosperity
