摘要
新业态从业人员的职业伤害保障缺位,已然成为中国新时代的社会痛点之一。这一问题的表征是“平台+个人”的新型劳动关系对传统工业社会职业伤害制度的冲击与解构,本质是新业态经济下职业伤害保障平台及个人责任的划分与界定问题。在化解从业者职业风险与促进新业态经济发展的双重目标约束下,应通过新业态从业者职业伤害保障制度核心要素的规划与设计,实现制度筹资与支付的动态平衡。在现行情况之下,通过商业保险先行实现对新业态从业者职业伤害保障的全覆盖,再沿着“创设性”及“纳入性”推进路径进行试点,最终从责任划分、制度供给、缴费制度、待遇水平和管理经办等方面凝炼职业伤害保障的经验,并在全国范围内推广。
The absence of occupational injury protection for employees in new business has become a serious social problem in the new era of China.This phenomenon is caused by the deconstruction of the new labor relations of“platform+individual”on the occupational injury system in the traditional industrial society.The core of solution is the division and definition of the occupational injury protection platform and personal responsibility in the new business economy.Under the constraint of the dual goals of resolving the occupational risks of practitioners and promoting the economic development of new business,it is necessary to plan and design the core elements of the occupational injury insurance system for practitioners in new business,so as to realize the dynamic balance of system financing and payment.Under the current circumstances,the full coverage of occupational injury insurance for practitioners in new business should be realized first through commercial insurance,and then the pilot should be carried out along the path of“inclusion”and“creation”from responsibility division,institutional supply,rate,treatment level and management,finally the experience of occupational injury insurance should be extended to the whole country.
作者
王增文
陈耀锋
WANG Zeng-wen;CHEN Yao-feng(Center for Social Security Studies,Wuhan University,Wuhan 430072,China)
出处
《西安财经大学学报》
CSSCI
2022年第2期74-83,共10页
Journal of Xi’an University of Finance and Economics
基金
国家社会科学基金重点项目“健全退役军人工作体系和保障制度研究”(21AZD072)
中央高校基本科研业务费专项资金(2020AI017)。
关键词
新业态
平台经济
网约工
职业风险
职业伤害保障
new business
platform economy
gig workers
occupational risks
occupational injury insurance
