摘要
农村小额信贷作为普惠金融理念的重要实践手段,能够为广大农村地区低收入群体提供多元化金融服务,对脱贫攻坚以及乡村振兴具有重要的助推作用。近年来,在国家政策的支持鼓励之下,普惠金融体系下的我国农村小额信贷取得了一定的发展,但其进一步发展过程中仍面临诸多困境。促进农村小额信贷的良性发展,有利于活跃农村金融市场,带动农村经济发展,提高农户生产和生活水平。
As an important practical means of inclusive financial concept,rural micro-credit can provide diversified financial services for low-income groups in rural areas,and play an important role in poverty alleviation and rural revitalization.In recent years,with the support and encouragement of the national policy,China's rural micro-credit has made some progress under the inclusive financial system,but it still faces many difficulties in its further development process.The sound development of rural micro-credit is conducive to the activation of rural financial markets,the promotion of rural economic development,and the improvement of farmers'production and living standards.
作者
胡璇
HU Xuan(Department of Scientific Research,Changchun Finance College,Changchun 130028,China)
出处
《长春金融高等专科学校学报》
2019年第5期69-72,45,共5页
Journal of Changchun Finance College
基金
吉林省农村金融改革研究中心项目(JZSJPT2019001)
关键词
普惠金融
农村小额信贷
困境
对策建议
inclusive finance
rural micro-credit
difficulties
countermeasures and suggestions
