摘要
农村合作金融组织是以互助合作为原则、不以营利为目的农民自愿参加的合作组织。研究日本农村合作金融体系的内容、功能及运行模式的具体实践,对于构建我国农村合作金融体系具有启示作用。借鉴日本农村合作金融构建的成功经验,我们应该构建独立的农村合作金融体系;加大政府扶持力度;明晰金融机构产权和职责;以农业、农民为服务对象;建立健全监管机制和风险防范机制;完善相关法律体系。以期构建具有中国特色的"多层次、广覆盖"的农村合作金融体系。
Rural cooperative finance organization is a kind of cooperative organization which is on the principle of mutual aid and cooperation and peasants participate in voluntarily without aim of making profit. Studying the content, function and concrete practice of operation mode of Japang rural cooperative finance system has impli- cation for constructing China's rural cooperative finance system. It is essential for us that constructing inde- pendent rural cooperative finance system, strengthening the government support, clarifying property - rights and responsibilities of finance institutions, serving for the agriculture and peasants, establishing and improving regulation mechanism and risk prevention mechanism and perfecting relevant law systems to construct multilev- el and wide covering rural cooperative finance system with Chinese characteristics.
出处
《现代日本经济》
CSSCI
北大核心
2013年第3期29-36,共8页
Contemporary Economy OF Japan
基金
国家社会科学基金项目"社会主义新农村建设中经济发展与社会和谐关系研究"(07KBS020)
关键词
日本
农村合作金融体系
农协
政府扶持
风险防范
Japan
Rural Cooperative Finance System
Peasant Association
Government Support
Risk Pre- vention