摘要
本文基于2014年、2017年、2021年“一带一路”沿线46个国家的截面数据,从金融服务渗透性、金融服务可得性、金融服务效用性和数字化四个维度计算各国数字普惠金融指数,并探究与各国经济增长质量之间的关系。研究发现:(1)“一带一路”沿线国家数字普惠金融水平较高的国家与较低的国家之间差异较大,且数字普惠金融水平较高的国家中有很大比例是高收入国家;(2)数字普惠金融、城市人口比例能够显著提高“一带一路”沿线国家的经济增长质量。基于此,本文对我国进一步发展数字普惠金融以及促进与“一带一路”沿线国家的合作提出建议,以供参考。
Based on the cross-sectional data of 46 countries along the Belt and Road in 2014,2017 and 2021,this paper calculates the digital inclusive finance index of each country from four dimensions:permeability,availability,eff ectiveness and digitalization of fi nancial services,and explores the relationship between the index and the quality of economic growth of each country.The study reveals that:(1)The countries along the Belt and Road with a higher level of digital inclusive fi nance diff er greatly from those with a lower level of digital inclusive fi nance,and a large portion of the countries with a higher level of digital inclusive fi nance are high-income countries;(2)Digital inclusive fi nance and the increase in the proportion of urban population can signifi cantly improve the quality of economic growth of countries along the Belt and Road.Based on the above study results,this paper puts forward suggestions for China to further develop digital inclusive fi nance and promote cooperation with countries along the Belt and Road.
作者
李细满
张萌
Li Ximan;Zhang Meng
出处
《中国商论》
2024年第8期15-20,共6页
China Journal of Commerce
基金
国家社会科学基金项目“提升服务实体经济能力的高质量普惠金融支持体系研究”(19BJL064)的研究成果之一。
关键词
“一带一路”沿线国家
数字普惠金融
经济增长质量
金融服务
经济高质量发展
countries along the Belt and Road
digital inclusive fi nance
quality of economic growth
fi nancial service
high-quality economic development
