摘要
基于2011~2020年长三角城市群26个地级市面板数据,采用熵值法构建经济高质量发展指数,运用双向固定效应模型探究数字普惠金融对经济高质量发展的影响。研究发现,数字普惠金融对经济高质量发展有显著的促进作用,且随着人力资本和创新水平的变化,这种促进作用呈非线性特征;产业结构升级在数字普惠金融促进经济高质量发展的传导过程中起中介作用;数字普惠金融对经济高质量发展的促进作用因城市经济发展水平的不同而呈异质性。提出拓宽数字普惠金融覆盖面、加快人力资本积累等建议,以期促进长三角地区经济高质量发展。
Based on the panel data of 26 prefecture-level cities in the Yangtze River Delta city cluster from 2011 to 2020,the entropy method is used to construct the high-quality economic development index,and the two-way fixed effect model is used to explore the impact of digital inclusive finance on high-quality economic development.It is found that digital financial inclusion has a significant promoting effect on high-quality economic development on the whole,and with the change of human capital and innovation level,this promoting effect shows nonlinear characteristics.The upgrading of industrial structure plays an intermediary role in the transmission process of digital inclusive finance promoting high-quality economic development.The role of digital financial inclusion in promoting high-quality economic development is heterogeneous due to different levels of urban economic development.The paper comes up with the proposal of digital finance expansion and speeding up human capital accumulation to propel the high-quality economic development in the Yangtze River Delta.
作者
赵海华
侯佳琪
ZHAO Haihua;HOU Jiaqi(School of Economics,Anhui University,Hefei 230031,China)
出处
《洛阳理工学院学报（社会科学版）》
2024年第2期47-52,共6页
Journal of Luoyang Institute of Science and Technology：Social Science Edition
基金
安徽省高校人文社会科学研究重点项目“区域金融风险的综合度量与实证分析——以安徽省为例”(编号:SK2019A0006)的阶段性成果。
关键词
数字普惠金融
长三角城市群
固定效应模型
digital financial inclusion
the Yangtze River Delta urban agglomeration
fixed effect model
