摘要
在数字经济高速发展的今天,数据作为生产的关键要素,其市场化配置对经济增长和效率提升至关重要。数字人民币(DC/EP)作为中央银行发行的法定数字货币,处于国家战略规划的核心位置,其不仅标志着支付系统的一大进步,还在数据要素市场化配置中发挥着枢纽作用。本文在分析数字人民币的基本功能和数据要素市场化的背景下,提出了数字人民币如何促进数据要素流动和高效配置的核心观点。揭示了数字人民币在提升数据要素市场运作效率、促进经济发展和区域一体化中的潜在价值,针对数字人民币在数据要素市场化配置中面临的挑战提出对策建议,为深化对数字人民币在经济体系中作用的理解、推动数字人民币数据要素融合提供有益参考。
Today,with the rapid development of the digital economy,data,as a key element of production,its marketized allocation are crucial to economic growth and efficiency improvement.As a legal digital currency issued by the central bank,the Digital Currency/Electronic Payment(DC/EP)is at the core of national strategic planning,and it not only marks a major advancement in the payment system,but also plays a pivotal role in the marketoriented allocation of data elements.Against the background of analyzing the basic functions of digital RMB and the marketization of data elements,this paper puts forward the core view of how DC/EP can promote the flow and efficient allocation of data elements.It reveals the potential value of DC/EP in enhancing the operational efficiency of the data element market,promoting economic development and regional integration,and puts forward countermeasures and suggestions for the challenges faced by DC/EP in the market-oriented allocation of data elements,so as to provide useful reference for deepening the understanding of the role of DC/EP in the economic system and promoting the integration of DC/EP data elements.
出处
《西南金融》
北大核心
2024年第2期16-26,共11页
Southwest Finance
基金
国家社会科学基金一般项目“基于区块链技术的供应链金融共生融资模式与协同决策研究”(20BGL009)
南京市社会科学基金“学习贯彻党的二十大精神”专项项目“加强公共数据运营服务赋能南京数据要素市场研究”(项目编号:23YB04)的阶段性成果。
关键词
数字人民币
数据要素
市场化配置
人民币国际化
金融科技
区块链
数字经济
数字金融
Digital Currency/Electronic Payment
data elements
market-based allocation
RMB internationalization
Fintech
blockchain
digital economy
digital finance
