摘要
新一轮的农村金融革命将数字化引入了普惠金融领域,不仅加速了更高质量、更高水平的普惠金融体系建设,也对金融服务乡村振兴能力的显著提升起到了积极作用。尽管数字普惠金融有效推动了乡村振兴战略的落实,然而传统金融与新兴科技交织的风险在一定程度上会阻碍其长足发展,需要运用法律的手段建立起完备的保障机制。基于农村数字普惠金融的特点及乡村振兴实践的需要,可以从建立完备的立法体系、严密的监管体系、充分的金融供给体系、有力的风险防控体系、精细的配套服务体系几个方面着手,以期克服数字普惠金融在支持乡村振兴中遇到的阻碍。
The new round of rural financial revolution has not only accelerated the construction of a higher-quality and higher-level financial system in pratt&whitney,but also introduced digitization into the inclusive financial sector.It has played a positive role in the significant improvement of the rural revitalization capacity of financial services,also.While Digital Pratt&Whitney Finance has been an effective driver of the rural renewal strategy,the risks associated with traditional finance and emerging technologies have to some extent hindered its rapid development.It is necessary to establish a complete safeguard mechanism by means of law.Based on the characteristics of rural digital Pratt&Whitney Finance and the need of rural revitalization practice,we can start with the establishment of a complete legislative system,a strict regulatory system,an adequate financial supply system,a strong risk prevention and control system,and a fine supporting service system,to overcome the obstacles digital Pratt&Whitney Finance has encountered in supporting rural revitalization.
作者
尹宁
YIN Ning(School of Law,Anhui University,Hefei 230000)
出处
《西部金融》
2022年第10期85-90,共6页
West China Finance
关键词
乡村振兴
数字普惠金融
农村金融
法律保障机制
rural revitalization
digital pratt&whitney Finance
rural finance
legal protection mechanism
