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新型农村社会养老保险对农村家庭消费的影响研究——基于CFPS数据的实证分析 被引量:5

Research on the Impact of New Rural Social Pension Insurance on Rural Household Consumption——An empirical analysis based on CFPS data
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摘要 使用中国家庭追踪调查(CFPS)数据,基于不确定性的理论分析框架,实证分析新农保对农村家庭消费的影响。研究发现:在控制了家庭基本变量后,参与新农保对农村家庭消费水平有显著的正向促进作用;从理论分析看,新农保的参与导致家庭对收入的敏感程度发生变化,进而对家庭消费产生影响;从家庭消费结构看,新农保对生存型消费影响最大,享受型消费影响最小;养老金占家庭收入的比重不同,家庭消费水平不同。 Using the China Household Tracking Survey(CFPS)data,this paper empirically analyzes the impact of the new rural social pension insurance on rural household consumption based on the theoretical analysis framework of uncertainty.The study has found that after controlling the basic household variables,participation in the new rural social pension insurance has a significant positive promoting effect on rural household consumption level;from the perspective of theoretical analysis,the participation of the new rural social pension insurance leads to changes in the sensitivity of families to income,and then has an impact on household consumption;from the perspective of household consumption structure,the new rural social pension insurance has the greatest impact on subsistence consumption and the least impact on enjoyment consumption;the household consumption level varies with the different proportions of pension in household income.
作者 谭燕芝 姚海琼 TAN Yan-zhi;YAO Hai-qiong(Business School,Xiangtan University,Xiangtan,Hunan 411105,China)
机构地区 湘潭大学商学院
出处 《湘潭大学学报(哲学社会科学版)》 CSSCI 北大核心 2022年第6期52-58,共7页 Journal of Xiangtan University:Philosophy And Social Sciences
基金 国家社科基金重点项目“村支两委在金融脱贫中的作用机制研究”(18AJL005) 湖南省研究生科研创新项目“家庭借贷对农村多维贫困的影响研究”(CX20200554)。
关键词 新农保 农村家庭 消费水平 消费结构 new rural social pension insurance rural household consumption level consumption structure
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