摘要
在不动产抵押合同与登记的关系上,《担保法》的"同一主义原则"已被《物权法》的"区分原则"所取代,"担保法解释"所规定的应景式补救规范应当限制适用(第7条)或废止(第56、57条)。将未登记的不动产抵押合同的效力转换为抵押财产范围内的连带保证,既不符合无效法律行为转换的适用条件,亦未遵循合同的补充性解释规则,不仅有悖于当事人的意思自治,而且未考虑其处理结论的体系辐射效果。未登记不动产抵押合同的效力问题,应在合同法的框架之下考查不动产抵押合同未能登记的具体原因,通过登记请求权、合同解除、违约损害赔偿(可预见性、与有过失)等,合理分配抵押人与债权人的责任。
In the relationship between real estate mortgage contract and registration,the"principle of oneness"in the Guaranty Law has been replaced by the"principle of distinction"in the Property Law,and the remedy rule specified in the"guarantee law interpretation"should be restricted(Article 7)or abolished(Articles 56 and 57).Converting the validity of an unregistered real estate mortgage contract into a joint guarantee within the scope of the mortgaged property does not meet the applicable conditions for the conversion of the invalid legal act,nor does it follow the supplementary interpretation rules of the contract,which is not only contrary to the autonomy of the parties,but also ignoring the system effect of its processing conclusions.The validity of the unregistered real estate mortgage contract shall be examined under the framework of the contract law for the specific reasons for the failure to register the real estate mortgage contract.Responsibilities should be assigned to the mortgagor and the creditor considering the registration claim,the contract cancellation,the damages for the breach of contract(predictability,and fault).
出处
《法律科学（西北政法大学学报）》
CSSCI
北大核心
2020年第1期121-130,共10页
Science of Law：Journal of Northwest University of Political Science and Law
基金
国家社科基金项目(17BFX135)“夫妻团体行为的法理分析与规范研究”
关键词
不动产抵押合同
登记
无效转换
违约责任
连带保证
real estate mortgage contract
registration
invalid transformation
responsibility for breach of contract
joint guarantee
