摘要
以黑龙江省510户种粮大户实地调研数据为例,对不同规模种粮大户的融资需求意愿及融资需求量进行实证分析。结果表明,种粮大户的融资需求随着种植面积的增加呈递增趋势,但不同规模种粮大户之间差异明显;不同规模种粮大户在借贷金额、借贷期限、借贷利率上存在一定差异,但在借贷用途和融资渠道选择上并没有表现出明显差异。进一步分析总样本和不同规模组种粮大户融资需求意愿及融资需求量的影响发现,总体上,户主技能、家庭收入、土地规模、信贷政策了解程度及地区变量对种粮大户融资需求意愿有显著影响,年龄、户主技能、家庭收入、土地规模及信贷政策了解程度是影响种粮大户融资需求量的主要因素;但从不同分组角度看,种粮大户的融资需求意愿及融资需求量的影响存在一定差异。
This paper takes the field survey data of 510 large-scale grain growers in Heilongjiang Prov-ince as an example to make an empirical analysis on the willingness of financing needs and the financingdemands of large-scale grain growers of different sizes. The results show that the financing needs presentsan increasing trend with the increase planting area, but the differences among growers with different plant-ing scales are obvious. There are some differences in loan amount, loan term and loan rate while there areno obvious differences in the purpose of loan and the choice of financing channels. Through the analysisof the total samples and the financing willingness and financing needs of different size groups, we alsofind that skills of household heads, family income, land size, degree of understanding of credit policy havea significant impact on the financing needs; these elements are also the main influencing factors on the fi-nancing needs.However, from the perspective of different subgroups, there exists a certain difference inthe impact on willingness of financing needs and financing demand.
作者
罗振军
于丽红
LUO Zhen-jun;YU Li-hong(Department of Economics,Shaoxing City Party Committee,Shaoxing 312000,China;School of Economics and Management, Shenyang Agricultural University,Shenyang 110866,China)
出处
《华南农业大学学报（社会科学版）》
CSSCI
北大核心
2018年第3期93-106,共14页
Journal of South China Agricultural University(Social Science Edition)
基金
教育部人文社科规划基金项目(17YJA790086)
关键词
种植规模
种粮大户
融资需求
信贷政策
种植面积
scale of planting size
large-scale grain growers
financing needs
credit policy
planting area
