摘要
从短期看,金融发展与农村贫困率缓解之间的关系不显著。从长期看,金融规模对我国东中西部的农村贫困缓解产生了显著的正效应,但西部地区的金融规模抑制了贫困的缓解;以银行信贷为主导的金融结构不利于东部和中部地区的农村贫困缓解,但是促使了西部地区的农村贫困率的下降;以银行存贷比衡量的金融效率对我国农村贫困率的缓解没有发挥积极作用。在制度质量对我国贫困缓解的影响上,产权的完善不仅对我国金融总量具有明显的正效应,也有利于缓解贫困;我国的对外开放政策有利于改善金融结构和提高金融效率,对缓解贫困的影响不显著;但是行政支出的增加,抑制了贫困缓解的速度。
This paper investigates the relationship between financial development and ruralpoverty alleviation. The conclusions are drawn as follows： the relationship between financial development and the rural poverty rate is not significant in the short term. In the long term,financial scales reduce the Engel coefficient of rural resident in China＇s eastern and central regions significantly. The financing model of bank credits suppresses rural poverty alleviation in eastern and central regions,but it promotes the fall of poverty rate in western regions to some degree. Financial efficiency is measured by the ratio of loans to deposits which is not helpful for the decline of rural poverty in China. As to the influence of institution on the poverty alleviation,the improvements of property right system can help decrease the rate of poverty,and they have a significant positive effect of financial aggregates and financial efficiency. China＇s opening policy is helpful to ameliorate financial structure and financial efficiency,the increasing of administrative expenses suppresses the speed of poverty alleviation.
出处
《武汉大学学报（哲学社会科学版）》
CSSCI
北大核心
2015年第6期76-82,共7页
Wuhan University Journal：Philosophy & Social Science
基金
国家社会科学基金项目(11CJL036)
关键词
金融发展
制度质量
贫困缓解
开发性金融
financial development
institutional arrangement
poverty alleviation
development finance
