摘要
交强险究竟是责任保险,还是与侵权责任"脱钩"的保障制度,在我国的法律规范中缺乏清晰的定位,由此也造成法律实践的混乱。最高人民法院关于审理道路交通事故损害赔偿案件的司法解释颁布后,上述问题进一步凸现。未来交强险的改革,应当在立法上找到清晰的制度定位,明确其责任保险性质,并在此基础上展开相应的制度设计。
In China' s legal system,whether the Compulsory Insurance for Third-party Motor Vehicle Traffic Acci- dent is regarded as a liability insurance or a security system unhooked from tort liability remains ambiguous, which has led to some confusions in the legal practice. This situation was aggravated after the Supreme People' s Court promulgated judicial interpretation on cases of road traffic accident damage compensation. Thus, in the future, reform on the Compulsory Insurance for Third-party Motor Vehicle Traffic Accident should clarify the positioning of its lia- bility insurance nature through legislation, and other legal system design should be implemented on this basis.
出处
《保险研究》
CSSCI
北大核心
2014年第4期31-40,共10页
Insurance Studies
关键词
交强险
责任保险
保障制度
Compulsory Insurance for Third-party Motor Vehicle Traffic Accident
liability insurance
security system