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保险业发展的地区差异值得重视 被引量:43

Research on Regional Difference in Insurance Market of China
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摘要 中国保险业在高速增长的同时,出现了保险市场区域发展不平衡的问题,对我国民族保险业的可持续发展产生了不利影响。本文在对我国各地区保险市场有关数据全面分析的基础上,研究认为,市场主体发展的差异、经济发展水平的差异和产业结构优化程度的差异是引起地区间保险业发展不平衡的主要原因。据此,本文提出我国区域保险协调发展的战略规划应是在发展东部地区的同时,向中西部地区倾斜,重点发展中西部地区。 With the rapid development of China's insurance industry, there is a problem of the imbalance of regional development in domestic insurance market, which has adverse influences on the sustainable development of China's insurance industry. Based on the comparison on the provincial data of insurance business, this author argues that the causes are mainly in three aspects: the development difference of market subbjects, the difference of economic development level, and the difference of the optimizing degrees of industrial structure. Thus, this article provides suggestions for the coordinate development of the insurance industry of China, that is, while developing the eastern regions, it should focus on the mid-western regions.
作者 黄薇
出处 《财经科学》 CSSCI 北大核心 2006年第3期111-116,共6页 Finance & Economics
关键词 保险市场 地区差异 协调发展 insurance market regional difference coordinate development
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