摘要
中国区域保险发展中面临着双重不平衡，即区域间保险发展不平衡和区域内保险总供给与总需求不平衡。其中，区域内保险总供给与总需求不平衡，即区域间保险发展实践的趋同性与各区域客观保险需求的差别性之间的矛盾是当前中国区域保险发展面临的主要矛盾。矛盾的形成根源于中国保险市场的供给主导和政府供给主导的特殊性。因此，应从各区域差别性的客观保险需求出发。实施差异化区域保险发展战略，以促进区域保险的发展。
Insurance development in different regions of China is uneven in two aspects： uneven development between regions and uneven of total supply and total demands within the region itself. And the unevenness between demands and supply, that is the contradiction between the growing inter-regional convergence of insurance practices and the differentiated demands in different regions is the major contradiction faced by regional insurance development in China. This contradiction originates from the existence of the supply-driven insurance market and the supply-driven government. Therefore, we should establish a regionally differentiated development strategy to promote regional insurance development, carefully taking into account the differentiated insurance demands in different regions.
出处
《保险研究》
CSSCI
北大核心
2006年第12期21-24,共4页
Insurance Studies
关键词
区域保险
主要矛盾
差异化战略
regional insurance
major contradiction
differentiated strategy
