摘要
信用风险评估是商业银行信用风险管理的首要工作和关键环节。本文对国内外商业银行信用评估方法进行述评,在比较分析现行信用风险评估主要方法的基础上,指出了各种评估方法的利弊,为今后商业银行信用风险评估方法的研究提供参考。
Evaluation of credit risk is the chief task and key part in credit risk management of commercial banks. The paper reviews evaluation methods of Commercial banks at home and abroad. Based on analysis of the current main evaluation methods of credit risk, this paper points out advantages and disadvantages of various evaluation methods, as future reference for studying on evaluation methods of commercial bank's credit risk.
出处
《商业经济与管理》
CSSCI
北大核心
2005年第6期55-60,共6页
Journal of Business Economics
关键词
信用风险
风险管理
评估方法
credit risk
risk management
evaluation method
