摘要
在人口老龄化不断加剧的情况下,老年社会保险中不论采取现收现付制还是基金积累制,都不能减轻下一代人的经济负担。从经济方面看,人口老龄化的过程是一个老年人与在职人员(包括被抚养人员)之间分割居民消费品比例的过程。只有大幅度提高劳动生产率,才能使在职一代和退休人员的经济利益得到保证,否则,必然有一代人的经济利益受到损害。为了保证劳动生产率的提高,基金积累制下积累的老年社会保险基金,要投资于人力资本、投资于劳动手段的生产部门、投资于老年消费品的生产部门。
With the problem of the 'Population Aging' increasingly turning worse, neither the pay-as-you-go system nor the fund accumulation system in the existing old age social insurance could reduce the next generation's financial burden. In the economic perspective, the 'Population Aging' is a process in which the aged share a proportion of the resident consumer goods with the people on the job (including the people being brought up). Only significantly by increasing the labor productivity, can we ensure the economic interests both of the people on the job and the retired. Otherwise, there will inevitably be a generation whose economic interests are encroached. In order to ensure an increasing labor productivity, the social insurance fund for the aged accumulated in the fund accumulation system should be invested in the human capital, in the productive sections of the labor means and in those of the consumer goods for the aged.
出处
《山西财经大学学报》
2005年第2期66-68,共3页
Journal of Shanxi University of Finance and Economics
关键词
老年社会保险
劳动生产率
人口老龄化
基金积累制
the social insurance for the aged
labor productivity
population aging
fund accumulation system
