摘要
我国住房公积金制度历经30年的发展,为解决我国城镇居民住房问题发挥了积极作用。不断完善这一制度对全体人民共享发展成果,进而逐步实现共同富裕阶段性目标至关重要。本文在参考相关文献的基础上,简要梳理共同富裕背景下住房公积金制度的发展历程与呈现特征,研究发现:我国住房公积金制度改革取得诸多成绩,更突出住房公积金的保障功能。特别是党的十八大以来,其覆盖面进一步扩大、服务能力逐年提升、资金安全得到有效保障。并且,在分析完善住房公积金制度的着眼点与突破点基础上,就建设全国统一的住房公积金监管服务平台、坚持强制参缴制度、扩宽住房公积金的使用范围、完善保障性住房公积金使用政策等方面提出建议。
After 30 years of development,China’s housing fund system has played a positive role in solving the housing problems of urban residents in China.The continuous improvement of this system is essential for all people to share the fruits of development and thus gradually achieve the milestone of common prosperity.The paper briefly compares the development history and characteristics of the housing fund system in the context of common wealth on the basis of the relevant literature.The study found that:China’s housing provident fund system reform has made many achievements,and the protection function of housing provident fund is more prominent.Especially since the 18th Party Congress,its coverage has been further expanded,its service capacity has been improved year by year,and its fund security has been effectively guaranteed.Based on the analysis of the focus and breakthrough points for improving the housing provident fund system,suggestions are made on building a nationwide unified housing provident fund despite the service platform,adhering to the compulsory participation system,broadening the scope of the use of housing provident fund,and improving the policy on the use of housing provident fund for protection.
出处
《价格理论与实践》
北大核心
2022年第11期98-101,共4页
Price:Theory & Practice
关键词
共同富裕
住房公积金制度
住房购买力
效率与公平
common wealth
housing fund system
housing purchasing power
efficiency and equity
