摘要
P2P网络借贷案件在法条适用中必然存在刑事和民事上的交叉。在非欺骗型P2P网络借贷中,法条适用的主要问题是司法解释对非法吸收公众存款罪构成要件的不当扩张,导致合法行为的入罪化;在欺骗型P2P网络借贷中,法条适用的主要问题是民事欺诈和刑事诈骗界限的模糊,导致一般民事纠纷的犯罪化。应通过对司法解释中相关条款的修正,并针对互联网行为的特殊性出台专门的赦免条款等对P2P网络借贷中的法条适用加以完善,以促进互联网金融的健康有序发展。
The cross between criminal and civil in the law application of P2P internet lending is necessary existence. In the non-deceptive P2P internet lending,the main problem of the application of law is the improper expansion of the constitutional elements of the crime of illegally absorbing public deposits in judicial interpretation,which leads to criminalization of legal acts. In the deceptive P2P internet lending,the main problem of the application of law is the ambiguity of the boundaries between civil fraud and criminal fraud,leading civil disputes as a crime. In order to promote the healthy and orderly development of Internet finance,we should amend the relevant provisions of judicial interpretation,and introduce special amnesty provisions for the particularity of Internet behavior.
出处
《南京社会科学》
CSSCI
北大核心
2018年第11期88-92,共5页
Nanjing Journal of Social Sciences
基金
国家社科基金青年项目"刑民交叉视野下的互联网金融行为‘罪与非罪’问题研究"(17CFX020)的阶段性成果
关键词
P2P网络借贷
非法集资
刑民交叉
法条适用
P2P internet lending
illegal fund-raising
interlocked penal and civil
application of law
