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委托代持担保物权的法律效力

Legal Effect of A Power of Attorney to Hold A Security Right
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摘要 在特定的交易模式中,担保物权可由他人代为持有。为使金融交易方式更加灵活便捷,应缓和担保物权设立上的从属性,允许为将来债权提供担保,在担保物权可得实现之时,主债权真实存在即可。在权利归属认定中,法院不宜恪守于权利登记内容,在不影响第三人权益的前提下,应尊重当事人间的真实意思表示,认定债权人为实际权利人。倘若名义权利人将登记系统上所登记的债权及担保物权无权处分给第三人,善意取得规则自有适用空间。在担保物权可得实现之时,原则上债权人和受托人均可行使担保物权。在特殊情形下,担保物权的行使主体可由当事人约定。 Under the special transaction models,a security right may be held on behalf of another person.In order to facilitate the flexibility and convenience of financial transactions,the subordination of the establishment of the security right should be eased,and allowing security for future claims,the real existence of the main claim can be realised when the security right is realised.In the determination of the attribution of rights,the court should not adhere to the content of the registration of rights,such as not affecting the rights and interests of third parties,the premise should respect the true intention of the parties,and determine the creditor as the actual right holder.If the nominal right holder disposes of the claims and security rights registered in the registration system to a third party without the right to do so,the bona fide acquisition rule has its place.In the process of realisation of rights,the parties are in principle free to claim the security right and,in the case of a special transaction,if the parties have agreed to do so,their agreement will be followed by the trustee claiming the right first.
作者 高圣平 陈南成 Gao Sheng-ping;Chen Nan-cheng
出处 《苏州大学学报(法学版)》 2024年第2期123-136,共14页 Journal of Soochow University:Law Edition
基金 国家社会科学基金年度项目“民法典动产担保交易规则的规范构造与解释适用研究”(项目编号:22BFX071)的阶段性成果。
关键词 委托代持 从属性 登记公示 无权处分 准共有 Proxy Subordination Registration Publicity Unauthorized Disposition Quasi-community
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