摘要
共同富裕是社会主义的本质要求,而数字普惠金融对于推进发展成果的可知、可感、可及具有重要作用。因此,文章在测度我国地级市共同富裕水平的基础上,先探讨了共同富裕水平的动态特征,后利用2011—2019年我国地级市的平衡面板数据,实证分析了数字普惠金融发展对我国共同富裕的影响效果、区域异质性与非线性关系。研究发现:(1)核密度分析可知,全国及七大区域的共同富裕水平显著提升。(2)基准回归分析可知,数字普惠金融对我国共同富裕具有显著的促进效应,并且其子指标覆盖广度、使用深度以及数字化程度依然具有不同程度的促进作用。(3)区域异质性分析可知,数字普惠金融对共同富裕的促进效应仅在华东地区、华中地区以及西南地区显著。(4)门槛效应分析可知,数字普惠金融对共同富裕具有显著的“边际效应”非线性递增特征,主要体现在东北地区、华东地区以及华北地区。最后根据研究结论得出继续推动数字普惠金融发展以及促进区域协调发展的相关政策启示。
Common prosperity is the essential requirement of socialism,and digital inclusive finance plays an important role in promoting the visibility,perceptibility,and accessibility of development outcomes.Therefore,based on measuring the level of common affluence in China’s prefecturelevel cities,the article first explores the dynamic characteristics of the level of common prosperity,and then empirically analyzes the impact effect,regional heterogeneity,and non-linear relationship of digital inclusive finance development on common prosperity in China using balanced panel data of China’s prefecture-level cities from 2011-2019.It is found that(1)kernel density analysis shows that the level of common prosperity significantly increases nationwide and in the seven regions.(2)The baseline regression analysis shows that digital inclusive finance has a significant contribution to China’s common prosperity,and its sub-indicators of coverage breadth,usage depth and digitalization still have different degrees of contribution.(3)Regional heterogeneity analysis shows that the effect of digital inclusive finance on common prosperity is only significant in East China,Central China,and Southwest China.(4)The analysis of the threshold effect shows that digital inclusive finance has a significant non-linear increasing"marginal effect"on common prosperity,mainly in Northeast China,East China,and North China.Finally,based on the findings of the study,we can draw policy inspirations to continue to promote the development of digital inclusive finance and promote coordinated regional development.
出处
《新疆社会科学》
CSSCI
2022年第5期41-53,178,共14页
Social Sciences in Xinjiang
基金
安徽省社科规划重点项目“习近平总书记关于宏观调控重要论述研究”(AHSKZ2019D026)
安徽生态与经济发展研究中心课题“推动‘双碳’目标实现的绿色金融研究”(AHST2022017)的阶段性成果。
关键词
数字普惠金融
共同富裕
区域异质性
Digital Inclusive Finance
Common Prosperity
Regional Heterogeneity
