摘要
基于2011~2020年中国31个省(直辖市、自治区)的面板数据,在使用熵权法测度农村农民共同富裕水平的基础上,构建固定效应模型和面板门槛回归模型实证检验数字普惠金融对农村农民共同富裕的影响。基准回归结果表明,数字普惠金融能够促进农村农民共同富裕的实现,主要通过推动农业高质高效发展、农村宜居宜业以及农民富裕富足实现。异质性分析表明,金融使用深度对农村农民共同富裕的积极作用最大,金融覆盖广度次之,普惠金融数字化程度最小;数字普惠金融的发展对东、中、西部地区农村农民共同富裕具有积极影响,且该影响在中部地区最大,西部地区次之,东部地区最小。门槛回归结果表明,数字普惠金融对农村农民共同富裕的影响存在门槛效应,数字普惠金融发展水平越高,对农村农民共同富裕的影响越大。基于此,为促进农村农民共同富裕,提出大力推动数字乡村建设、注重推动农村地区数字普惠金融的发展、因地制宜制定数字普惠金融发展战略、加强农民的金融素养等政策建议。
Based on the panel data of 31 provinces(municipalities and autonomous regions)of China from 2011 to 2020,the entropy power method was used to measure the level of common prosperity of rural farmers,and a fixed-effects model and a panel thresholds regression model were constructed to empirically test the impact of digital inclusive finance on common prosperity of rural farmers.The baseline regression results showed that digital inclusive finance could promote the realization of common prosperity of rural farmers,which was mainly achieved by promoting high quality and efficient agricultural development,suitable for living and working in rural areas and farmers'affluence and prosperity.The heterogeneity analysis showed that the depth of financial usage had the greatest contribution to the common prosperity of rural farmers,the breadth of financial coverage was the second,and the digitalization of financial inclusion was the smallest;the development of digital inclusive finance had a positive impact on the common prosperity of rural farmers in the eastern,central and western regions,and this impact was the greatest in the eastern region the second was in the western region;and the smallest was in the central region.The threshold regression results showed that there was a threshold effect on the impact of digital inclusive finance on the common prosperity of rural farmers,and the higher the level of digital inclusive finance development,the greater its impact on common prosperity of rural farmers.In the end,vigorously promoting the construction of digital villages,focusing on promoting the development of digital inclusive finance in rural areas,formulating development strategies for digital inclusive finance according to local conditionsand strengthening the financial literacy of farmers were put forward to promote the common prosperity of rural farmers.
作者
张斯琪
田静
张启文
ZHANG Siqi;TIAN Jing;ZHANG Qiwen(School of Marxism,Harbin Normal University,Harbin 150025,China;College of Economics and Management,Northeast Agricultural University,Harbin 150030,China)
出处
《农业经济与管理》
北大核心
2023年第2期110-122,共13页
Agricultural Economics and Management
基金
黑龙江省社会科学基金项目(22JYB241)。
关键词
数字普惠金融
共同富裕
农村农民共同富裕
digital inclusive finance
common prosperity
common prosperity of rural farmers
