摘要
随着居民生活水平的提高,消费逐渐成为带动经济发展的主要动力。移动支付在带给人们方便的同时也对消费产生了一定的影响。中国农村人口众多,移动支付对农村居民消费的影响对拉动中国经济增长、提升居民消费水平有重要作用。以山东省梁山县为例,基于460户农村居民家庭问卷调查数据,采用普通OLS回归模型分析移动支付对农村居民家庭消费的影响。结果表明,移动支付的使用频率、网络使用费用、居民家庭年收入、受教育水平、健康状况、收入稳定性对梁山县农村居民家庭的消费有显著的正向影响。基于此,提出了推动农村移动支付发展、提升农村居民消费水平的对策建议。
With the improvement of residents’ living standards,consumption has gradually become the main driving force for economic development.Internet brings convenience to people,at the same time,it also has a certain impact on consumption.China has a large rural population,the impact of Internet use on rural residents’ consumption plays an important role in stimulating China’s economic growth and improving residents’ consumption level.Taking Liangshan county of Shandong province as an example,based on the questionnaire survey data of 460 rural households,the impact of mobile payment on rural household consumption was analyzed by using the ordinary OLS regression model.The results showed that the use frequency of mobile payment,network use cost,annual household income,education level,health status and income stability have a significant positive impact on the consumption of rural households in Liangshan county.Based on this,corresponding countermeasures and suggestions were put forward to promote the development of rural mobile payment and improve the consumption level of rural residents.
作者
刘云
孟梅
Liu Yun;Meng Mei(School of Public Administration(School of Law),Xinjiang Agricultural University,Urumqi 830052,Xinjiang)
出处
《农业展望》
2022年第11期135-140,共6页
Agricultural Outlook
基金
新疆维吾尔自治区社会科学基金项目“南疆三地州农地转出户生计替代策略选择及其减贫效应研究”(20BGL085)。
关键词
移动支付
农村居民家庭消费
OLS回归
山东省梁山县
mobile payment
rural household consumption
OLS regression
Liangshan county of Shandong province
