摘要
高校套路贷假借合法借贷外衣,步步诱骗高校学生进入精心编制的借贷陷阱,严重损害高校学生财产权和人身权,亟待刑法有效应对。然而高校套路贷案件存在刑民边界模糊、罪名适用纷乱、犯罪数额认定不一等归责障碍。因应于此,采取刑民并行的规制方式,加强案件的事前审查,运用惩罚性赔偿调整案件民事部分;严格按构成要件从欺诈行为和错误认识两方面明确诈骗罪的认定标准,结合犯罪主体,合同作用以及合同结果三个方面区分诈骗罪与合同诈骗罪;明确犯罪数额的计算标准。
The routine loanin colleges gradually lures college students into the intentional loan trap under the disguise of legal loan,which seriously damages the property rights and personal rights of college students and needs to be effectively dealt with by the criminal law.However,there are some obstacles for imputation,such as vague boundary between criminal part and civil part,chaotic application of charges and different determination of crime amount.In response to this,it is necessary to adopt a criminal-civil parallel regulatory approach to strengthen the prior review of the case,use punitive compensation to adjust the civil part of the case;clarify the criteria for determining the crime of fraud in terms of fraudulent behavior and misunderstanding in strict accordance with the constitutive elements;distinguish the crime of fraud from the crime of contract fraud from the three aspects of criminal subject,contract role and contract result;clear the criteria for calculating the crime amount.
作者
徐伟
伍雪莲
XU Wei;WU Xuelian(Chongqing University of Post and Telecommunications,Chongqing 400065,China)
出处
《山西警察学院学报》
2022年第4期26-32,共7页
Journal of Shanxi Police College
基金
国家社科基金重大专项课题“建立健全我国网络综合治理体系研究”(20ZDA062)的阶段性研究成果
重庆市社会科学规划青年项目“网络越轨行为风险评估及分级治理研究”(2018QNSH38)的阶段性研究成果
重庆市教委人文社科项目“新媒体语境下传播有害信息犯罪防控机制研究”(19SKGH048)的阶段性成果。
关键词
高校套路贷
诈骗罪
刑民交叉
犯罪数额
routine loan in university
crime of fraud
the crossover of criminal part and civil part
crime amount
