摘要
农村金融高质量发展是实现乡村振兴的重要支撑。黑龙江省近年来不断扩大农村金融领域的资金投入力度,优化农村金融服务体制机制,农村地区居民的总体收入水平和生活状况得到明显改善,但城乡居民收入差距问题依然存在。因此,在分析梳理黑龙江农村金融发展和城乡收入差距现状和问题的基础上,采用多元线性回归模型研究了黑龙江省农村金融发展对城乡居民收入差距变化的影响。研究结果表明,黑龙江省农村金融发展规模会扩大城乡居民的收入差距,农村金融发展效率和城镇化水平缩减黑龙江省城乡居民收入差距。基于上述结论,提出有助于促进黑龙江省城乡收入均等化的政策建议。
High-quality development of rural finance is an important support for rural revitalization.In recent years,Heilongjiang province has continuously expanded the financial investment in rural areas and optimized the system and mechanism of rural financial services.The overall income level and living conditions of rural residents have been significantly improved,while the income gap between urban and rural residents still exists.Therefore,on the basis of analyzing and sorting out the current situation and problems of rural financial development and urban-rural income gap in Heilongjiang province,this paper adopts multiple linear regression model to study the impact of rural financial development on urban-rural income gap in Heilongjiang province.The results show that the scale of rural financial development in Heilongjiang province will expand the income gap between urban and rural residents,and the efficiency of rural financial development and urbanization level will reduce the income gap between urban and rural residents in Heilongjiang province.Based on the above conclusions,this paper puts forward suggestions to promote the equalization of urban and rural income in Heilongjiang province.
作者
魏岚
马瑞聪
Wei Lan;Ma Ruicong(University of Sanya,Sanya572022;Auburn University,America)
出处
《黑龙江八一农垦大学学报》
2022年第2期135-144,共10页
journal of heilongjiang bayi agricultural university
关键词
农村金融
城乡收入差距
发展规模
发展效率
rural finance
urban-rural income gap
development scale
development efficiency