摘要
为对数字金融赋能乡村创业成效的影响因素及实现高赋能成效的路径进行探究,本文运用扎根理论凝练出数字金融赋能乡村创业成效的影响因素,构建了数字技术赋能乡村创业成效的影响因素模型。在此基础上,运用定性比较分析法,探究数字金融对乡村创业实现高赋能成效的不同条件组态。结果表明,技术维度、个体维度与环境维度下存在数字化的便捷程度、可应用的场景、创业者素质、创业者风险偏好、政策性支持、金融信息平台建设6个影响赋能成效的因素。在6个因素的不同组合下,形成了3条取得高赋能成效的路径,即全面均衡型、环境拉动型、个体能动+环境拉动型路径。
In order to explore digital finance’s influencing factors enabled the path and rural entrepreneurship effectiveness to achieve high enabling effectiveness,the grounded theory was used to condense digital finance’s influencing factors enabled rural entrepreneurship effectiveness,and the influencing factor model of digital technology that is enabled rural entrepreneurship effectiveness was constructed.On this basis,using qualitative comparative analysis’method,digital finance’s different conditions were explored by this paper for rural entrepreneurship to achieve high enabling effect.The results show that under technology’s dimensions,environment and individual,there are six factors that affect empowerment’s effectiveness:the convenience of digitization,applicable scenes,the quality of entrepreneurs,risk preference of entrepreneurs,policy support and the construction of financial information platform.Under six factors’different combination,three paths to achieve high empowerment results have been formed,namely:comprehensive balanced path,environment driven path and individual initiative+environment driven path.
作者
鲁燊
庄晋财
Lu Shen;Zhuang Jincai(School of Management,Jiangsu University,Zhenjiang 212013,Jiangsu,China;Institute of New Rural Development,Jiangsu University,Zhenjiang 212013,Jiangsu,China)
出处
《技术经济》
CSSCI
北大核心
2022年第3期71-80,共10页
Journal of Technology Economics
基金
国家社会科学基金“城乡要素共生视角的乡村产业融合发展机制与路径研究”(19BGL149)。
关键词
数字金融
乡村创业
扎根理论
影响因素
定性比较分析
digital finance
rural entrepreneurship
grounded theory
influencing factors
qualitative comparative analysis
