摘要
随着电信网络诈骗手段不断花样翻新、诈骗形势日益严峻,个人账户分类管理在降低账户风险方面的作用逐渐凸显。本文对吉林省银行机构个人Ⅱ、Ⅲ类银行账户推广情况进行了全面调查摸底,分析了吉林个人Ⅱ、Ⅲ类银行账户管理工作的现状以及推广中存在的问题,并在此基础上从畅通验证通道、加强业务宣传、完善制度办法、加强风险监测等四方面提出了进一步改进个人Ⅱ、Ⅲ类银行账户管理的措施和建议。
With the continuous renovation of telecommunications network fraud methods and the increasingly severe fraud situation,the role of individual account classification management in reducing account risks has gradually become prominent.This paper conducts a comprehensive survey on the promotion of personal type Ⅱ and Ⅲ bank accounts in Jilin Province banking institutions,analyzes the current status of the management of Jilin personal type Ⅱ and Ⅲ bank accounts and the problems existing in the promotion,and verifies it smoothly on this basis.Four aspects,including channels,strengthening business promotion,improving systems and measures,and strengthening risk monitoring,put forward measures and suggestions to further improve the management of personal category Ⅱ and Ⅲ bank accounts.
出处
《吉林金融研究》
2021年第12期62-64,共3页
Journal of Jilin Financial Research
关键词
个人账户
分类管理
问题及建议
personalaccount
classification management
questions and suggestions
