摘要
随着金融服务功能在生活中的作用越来越显著,金融服务的需求也随之增加,在多样化的金融服务中,借贷与存款是个人和非金融企业日常经济活动中联系最紧密的金融服务。文章聚焦于湖南省内区域金融服务,更细致深入地研究了区域经济发展的态势。在过去的十三五规划建设时期和2020年新冠肺炎疫情的双重作用下,企业贷款关系更加复杂。本文以湖南非金融企业及机关团体贷款投放量的影响因素作为切入点,选取了2016—2020年湖南省非金融企业作为研究对象,分析了湖南区域金融服务功能项下非金融企业贷款投放量的影响因素,进而提出提升对策。
As the role of financial service functions in life becomes more and more significant,the demand for fi⁃nancial services has also increased accordingly.Among diversified financial services,lending and deposits are the most closely linked financial services of individuals and non-financial enterprises in their daily economic activities.This paper focuses on the regional financial services in Hunan Province,and studies the trend of regional economic development in a more detailed and in-depth manner.Under the dual effects of the past 13th Five-Year Plan and the COVID-19 Epidemic in 2020,the corporate loan relationships have become more complicated.Taking influenc⁃ing factors of the amount of loans of non-financial enterprises and institutions in Hunan Province as a point of pene⁃tration,this paper selects non-financial enterprises in Hunan Province from 2016 to 2020 as the research object,and analyzes influencing factors of the amount of loans of non-financial enterprises under the regional financial ser⁃vice function of Hunan,and then puts forward improvement countermeasures.
作者
温毅娴
刘芷颖
蒋文文
WEN Yi-xian;LIU Zhi-ying;JIANG Wen-wen
出处
《经济论坛》
2021年第11期107-114,共8页
Economic Forum
基金
湖南省教育厅科学研究项目“网络流量与旅游文化结合下的新型农业发展模式研究”(20C0580)
湖南省社会科学成果评审委员会课题“创新型湖南建设的区域金融服务与经济发展的耦合关系研究”(XSP21YBC454)。
关键词
区域金融
企业
影响因素
Regional finance
Enterprises
Influencing factors
