摘要
利用认知行为理论可以对导致大学生不良网贷行为的心理认知根源进行深入剖析。大学生不良网贷行为发生的原因既包括社会监管不到位、学校教育失衡、家庭教育缺失等外部因素,也包括大学生心理认知偏差的内部因素。要通过社会、高校、家庭的全方位教育和引导,纠正大学生错误的、不理性的认知,并通过主动干预、间接干预、前摄性干预等方式对其不良网贷行为进行干预。
The cognitive behavior theory can be used to make an in-depth analysis of the psychological cognitive root of college students’bad online loan behavior.The reasons for college students’bad online loaning behaviors include not only the unfulfillment of social supervision,the imbalance of school education,the lack of family education and other external factors,but also the internal factors of college students’psychological cognitive deviation.It is necessary to correct the wrong and irrational cognition of college students through all-round education and guidance from the society,colleges and families,and to intervene their bad online loaning behaviors through active intervention,indirect intervention and proactive intervention.
出处
《湖南广播电视大学学报》
2021年第2期20-25,共6页
Journal of Hunan Radio and Television University
基金
湖南广播电视大学科研课题“基于认知行为理论的大学生不良网贷心理干预研究”(XDK2018-C-6)。
关键词
认知行为
不良网贷
心理干预
认知重建
cognitive behavior
bad online loans
psychological intervention
cognitive restructuring
