摘要
发展绿色信贷符合党的十九大精神要求,也是贯彻落实习近平总书记提出的“绿水青山也是金山银山”的发展理念、促进绿色经济发展、推进中国生态文明建设的必然要求。中国农业银行作为五大国有银行之一,也在积极开展绿色信贷业务,但农业银行开展绿色信贷业务面临一系列因素的制约。在对农业银行开展绿色信贷业务的现状进行描述的基础上,从外部因素、业务能力、环境风险等方面分析了中国农业银行开展绿色信贷业务面临的制约因素,并从完善内控体系、加强专业人才引进和信贷人员培训、提高风险管理能力等方面提出了农业银行开展绿色信贷业务的建议。
The development of green credit meets the spiritual requirements of the Nineteenth National Congress of the Communist Party of China.It is also an inevitable requirement to implement the development concept of“Lucid waters and lush mountains are invaluable assets”put forward by General Secretary Xi Jin-ping, to promote the development of green economy and the construction of ecological civilization in China.As one of the five state-owned banks, Agricultural Bank of China is also actively developing green credit business, but Agricultural Bank of China is facing a series of constraints in developing green credit business.On the basis of describing the current situation of Agricultural Bank of China in developing green credit business, this paper analyses the restrictive factors faced by Agricultural Bank of China in developing green credit business from the aspects of external factors, business ability and environmental risk.It also puts forward some suggestions for Agricultural Bank of China to develop green credit business,such as perfecting internal control system, strengthening the introduction of professionals and the training of creditors, and improving the ability of risk management.
作者
李明贤
刘海琳
LI Ming-xian;LIU Hai-lin(School of Economics, Hunan Agricultural University,Changsha Hunan 410128)
出处
《湖南财政经济学院学报》
2019年第4期5-11,共7页
Journal of Hunan University of Finance and Economics
基金
湖南省哲学社会科学基金重大委托项目“洞庭湖生态农业支撑保障体系研究”(项目编号:13WTA14)
关键词
绿色信贷
农业银行
制约因素
green credit
Agricultural Bank of China
constraints
