摘要
民营企业是国民经济发展的生力军。受外部经济下行、内部经营管理不善、金融供给与民企需求错位、风险分担补偿不健全、银行考核和监管约束等诸多因素影响,民营企业所获得的金融支持与其对社会经济的贡献度及其自身发展需求相差甚远,融资难融资贵、融资渠道单一、融资手续复杂的问题仍困扰民营企业,需从改善营商环境、增强企业内在发展能力、创新信贷产品和金融服务、加大政策扶持、完善银行考核和监管机制等方面多管齐下,精准施策,提高支持效果,促进民营企业持续稳健发展。
Private enterprises are the vital force of national economic development. Influenced by many factors such as the downturn of external economy, the poor internal management, the dislocation of financial supply and the demand of private enterprises, the imperfect compensation for risk sharing, the constraints of bank assessments and supervision, the financial support of private enterprises is far from their contribution to social economy and their own development needs. The problems of difficult financing and expensive financing, single financing channel and complicated financing procedures still plague private enterprises. It is necessary to improve the business environment, enhance the internal development capacity of enterprises, innovate credit products and financial services, increase policy support, improve the bank assessment and regulatory mechanism and other aspects of a multi-pronged approach. Accurate measures should be taken to improve the support effect and promote the sustained and steady development of private enterprises.
出处
《吉林金融研究》
2019年第3期35-40,共6页
Journal of Jilin Financial Research
关键词
民营企业
企业融资
金融支持
Private Enterprises
Enterprise Financing
Financial Support
