摘要
大数据、云技术带给人们极大便利的同时,也带来了负面影响。人们的各种信息汇集在大数据之中,已不在自己的实际控制之下,而目前我国对信息监管、保护不到位,尤其是对金融消费者个人信息缺乏法律制度的保护,使人们的金融个人信息被不法收集、使用以及贩卖等新的弊端时有发生,从而导致金融消费者的财产安全面临着危险。因此,建立和完善相关法律规定,加强政府机构的监管,提高金融机关的行业自律等,对促进金融业在大数据时代的健康发展具有重要的现实意义。
While bringing great convenience to people, the big data and cloud technology have also caused negative effects. As all sorts of information can be collected in big data, it can no longer under people＇s own actual control. At present, China hasn＇t effective supervision on the information protection： especially the legal system protection for financial consumers＇ personal information is inadequate. The incidents such as the illegal collection, use and sale of financial personal information occur occasionally, putting financial consumers＇ property at high risk. Therefore, in order to promote the healthy development of the financial industry in the era of big data, it is of great practical significance to establish and perfect relevant laws and regulations, strengthen governments＇ supervision, and improve the self-discipline of financial institutions.
作者
杨琴
石平江
YANG Qin;SHI Ping-jiang(School of Maxism,Guizhou University,Guiyang 550025,China;Guizhou Qumeiren Medical Investment Management Co.,Ltd.Guiyang 550002,China)
出处
《贵州警官职业学院学报》
2018年第5期3-8,共6页
Journal of Guizhou Police Officer Vocational College
基金
国家社会科学基金项目(13XFX018)
关键词
大数据
金融消费者
个人信息
个人信息安全
big data
financial consumers
personal information
security of personal information ii
