摘要
债转股,这一处置商业银行不良贷款的措施自第一次实施结束8年之后,2016年再一次被提出,此次是以银行主导型模式还是以政府主导型模式作为讨论的焦点。通过对商业银行不良贷款率攀升给商业银行带来的流动性危机、企业高杠杆率对企业经营的影响和现阶段宏观经济政策导向的分析,指出对商业银行不良贷款存量的解决和对流量的控制的迫切性,结合国内总体经济状况和对应的经济体制,对此次债转股的提出以银行主导型债转股模式进行了可行性分析。
Debt-to-equity swap, this measure deal with Non-performing loans of commercial banks has been raised again in 2016 since the end of the first implementation. This discussion focuses on whether it is a bank-dominate model or a government-dominate model. Through the analysis of the liquidity crisis brought by Non-performing loans of commercial banks, the impact of the high leverage ratio on the business operation and the analysis of macroeconomic policies at the present stage, it points out that it is urgency that settlement the stock of the non-performing loans of commercial the control the flow of Non-performing loans of commercial banks. Finally, it makes a feasibility analysis on the bank-dominated debt-to-equity swap model, combined with the overall domestic economic situation and the corresponding economic system.
作者
宋华
苗凤
SONG Hua;MIAO Feng(Department of Economics,Anhui University,Hefei Anhui 230601,China)
出处
《齐齐哈尔大学学报（哲学社会科学版）》
2018年第9期90-92,共3页
Journal of Qiqihar University(Philosophy & Social Science Edition)
基金
江苏高校哲学社会科学研究基金项目(2017SJB1408):区域科技金融发展与产业创新投资效率研究:基于江苏省科技型中小企业的视角
黑龙江省哲学社会科学研究规划项目(14E005):城乡统筹养老服务法律规制及立法对策研究
关键词
银行主导型债转股
政府主导型债转股
不良贷款余额
杠杆率
bank-dominated debt-to-equity
government-dominated debt-to-equity
non-performing loan balance
leverage
