摘要
中小科技型企业是推动东莞经济发展、促进社会稳定的基础力量。本文在对东莞320个中小科技型企业进行问卷调查后,了解到这类企业呈现出融资成本高、融资渠道狭窄、融资缺口大等问题,主要原因是东莞投融资体制不完善,未充分考虑中小科技型企业的特征。本文分析借鉴美国、德国和日本的先进经验,结合东莞情况从企业大数据征信体系、试点银行持有企业股权、创业基金等方面提出创新东莞中小科技型企业投融资体制的建议。
High-tech SMEs are the basic force to promote economic development and social stability in Dongguan.After a questionnaire of 320 High-tech SMEs in Dongguan,find that these enterprises have such problems as" high financing costs,narrow financing channels,large financing gap",and the main reason is that the investment and financing system of Dongguan is not perfect without fully considering the characteristics of High-tech SMEs.Based on the analysis of the advanced experience of the United States,Germany and Japan,and combining the situation in Dongguan the article puts forward six suggestions on innovating investment and financing system of High-tech SMEs in dongguan from the aspects of the enterprise big data credit system,the pilot of bank holding company equity,and venture funds.
出处
《财会通讯（中）》
北大核心
2018年第4期22-26,共5页
Communication of Finance and Accounting
基金
广东省东莞市2017年社科联课题"东莞中小科技型企业投融资体制创新研究"(项目编号:2017JYZ55)资助
广东省教育厅创新强校工程项目"广州深圳区域金融中心协同发展研究"
关键词
中小科技型企业
投融资体制
创新
High-tech SMEs
Investment and financing system
Innovation
