摘要
我国于2012年启动城乡居民大病保险并开展了试点,其中"湛江模式""太仓模式"尤为典型——两者都引入了商业保险机构来承办,在一定程度上减轻了大病患者的医疗负担,有利于解决对医疗机构监管难、监管人员配置不足等问题;借鉴其经验,应从充分发挥政府主导作用和激励商业保险机构积极参与两方面入手,以促进我国商业保险机构承办大病保险。
Urban and rural residents serious illness insurance has started in China in 2012, and pilots have been carried out, among which ＂Zhanjiang Mode＂ and ＂Taicang Mode＂ are especially typical. These two introduce the mode of commercial insurance institutions undertaking, which reduces the medical burden of patients with se- rious illness to a certain extent, helps to solve the difficulties in supervision of medical institutions and insufficient supervision staff. We should draw lessons and give full play to the government leading role and encourage com- mercial insurance institutions to participate actively in order to promote commercial insurance institutions to un- dertake a serious illness insurance in China.
作者
王敏
王林智
黄显官
Wang Min Wang Linzhi Huang Xianguan
出处
《医学与法学》
2017年第5期37-40,共4页
Medicine and Jurisprudence
基金
2013年四川省哲学社会科学研究"十二五"规划项目"社会医疗保险基金安全运行和长期平衡的政策研究"(项目编号:SC12W2001)
2014年泸州市哲学社会科学研究规划项目"社商合作
共筑大病保障防线--国内外实践对泸州市大病医疗保险的启示"(项目编号:LZ14A09)的阶段性成果
关键词
城乡居民大病保险
商业保险机构
湛江模式
太仓模式
urban and rural residentsI serious illness insurance
commercial insurance institution
＂Zhan-jiang Mode＂
＂Taicang Mode＂
