摘要
基于江苏省307户家庭农场的问卷调查,对家庭农场的农业保险需求进行描述性统计分析,并利用Logistic模型实证检验各因素对农业保险购买意愿的影响结果和程度。结果表明:农业收入占比、对农业风险和农业保险的认知情况、险种等因素对家庭农场的农业保险购买意愿有显著正影响,保费补贴比例与购买意愿显著负相关。据此,从政府和保险公司角度提出促进农业保险发展的政策建议。
Based on the field research and questionnaires of 307 family farms in Jiangsu Province,we made a descriptive statistical analysis to the demand and its influencing factors of family farms for agricultural insurance,and then used Logistic model to test how these factors influence the buying willingness of the family farms on agricultural insurance.The results showed that：The buying willingness was significantly positively affected by the percentage agricultural income accounted for the whole household income,the awareness of agricultural risk and knowledge of agricultural insurance,insurance varieties;there was a negative correlation between the percentage of premium subsidy and buying willingness.Some policy recommendations to promote the development of agricultural insurance were put forward from the perspectives of the government and insurance companies.
出处
《安徽农业科学》
CAS
2017年第20期198-201,共4页
Journal of Anhui Agricultural Sciences
关键词
家庭农场
农业保险
购买意愿
Family farms
Agricultural insurance
Buying willingness
