摘要
随着信息技术的发展,网络化的不断提高,高职院校大学生强烈的消费需求为互联网信贷提供了滋生的土壤。高职生将过度超前消费作为自己贪慕虚荣的资本,为满足自我虚荣心而背负沉重的债务,一旦没有能力偿还网络贷款,借来的钱就像滚雪球一样越滚越多,最终欠下巨额债务,严重影响自己的生活质量和学习效果。对待网络借贷问题,学校应当加强网络信贷的宣传教育,做好预防工作;开展法制教育,让学生学会用法律的武器捍卫自己的权益;加大校园网贷的监管力度,防患于未然。
With the development of information technology and the continuous improvement of network ,the increasingly strong consuming demands of vocational college students provides a breeding ground for intemet credit. Higher vocational students take their excessive consumption as greedy vanity of capital to meet their self-vanity and are unwillingly reduced to heavy debt-bearers. once they fail to repay the network loan, their borrowed money is like the snowballing becoming bigger and heavier, and eventually fell into intemet debt trap, and seriously impacted their life and learning. The school should strengthen the education of network credit,take precantions;and carry out legal education so that students learn to use legal weapons to defend their rights and interests;and then increase the supervision of campus credit network and take preventive measures.
出处
《湖北工业职业技术学院学报》
2017年第3期31-35,共5页
Journal of Hubei Industrial Polytechnic
关键词
高职生
互联网信贷
高利贷
Vocational college students
intemet credit
usury
