摘要
随着我国城乡居民平均可支配收入的不断增加,我国商业银行个人理财业务得到了较快发展,但同时也暴露出很多问题,这些问题严重制约了我国个人理财业务的发展。在新的形势下,尽快发展、完善个人理财业务是我国商业银行应对经济转型带来的各种挑战的重要手段。
With the urban and rural residents＇ average disposable income increasing, China commercial bank personal finance business has been rapid development, but at the same time, in the development process has also exposed a lot of problems, it has seriously hampered the development of personal financial services. Under the new situation, as soon as possible to develop and improve personal financial services is an important means of China＇s commercial banks to cope with economic challenges arising from the restructuring.
出处
《云梦学刊》
2016年第5期107-110,共4页
Journal of Yunmeng
关键词
经济转型
商业银行
个人理财业务
economic transformation
commercial banks
personal financial services
