摘要
在经济、金融新常态下,商业银行的经营环境也会发生不同于以往的变化,并使商业银行在未来的发展中面临很多挑战。旧有的规模扩张发展模式不但难以为继,而且会对实现可持续增长造成阻碍。面对新常态下的各种挑战,商业银行必须采取相应措施予以积极应对,商业银行应根据自身特点,在不良资产证券化、综合经营、互联网金融、跨境金融等经营模式方面做好转型。
In the circumstance of new economic and financial normal,changes of the operating environment for commercial banks will be different from those ever before,and make the commercial banks confront with many challenges in the future. The old development model will be not only difficult to continue,but hinder to achieve sustainable growth. In the response to various challenges under the new financial normal,commercial banks should take all sorts of active countermeasures to transform the operational patter.
出处
《楚雄师范学院学报》
2016年第3期59-64,共6页
Journal of Chuxiong Normal University
关键词
经济新常态
金融新常态
商业银行
转型
the new economic normal
the new financial normal
Commercial bank
Transformation
