摘要
众筹作为一种新崛起的互联网商业模式,为科技型中小企业提供了新的融资模式和渠道。首先,分析了众筹模式的概念及特征;然后,研究了基于众筹模式的科技金融服务平台系统架构,从商业模式构成要素的视角讨论了众筹在科技金融服务平台中的应用方式;接着,分析了众筹模式在科技金融服务平台中应用的利益相关者,构建了相应的服务过程,设计了平台业务处理流程和价值创造过程,提出了平台盈利方式;最后,从科技金融服务平台的视角讨论了众筹模式运用应关注的重点问题。
As a new rising Internet business model,the crowd funding raised new financing mode and channel for the technology-based small and medium enterprises.In this paper,we first analyzed the concept and characteristics of the model of the crowd funding,then studied the system architecture of the technology financial services platform,based on crowd funding mode.From the perspective of Constituent elements of business model,we discussed application ways for crowd funding in the technology financial services platform,then analyzed the stakeholders of the application for crowd funding in technology financial service platform,constructed the corresponding service process,designed the business and value creation process of the platform,and putted forward the profit mode.Finally,it was discussed the issues that should focus on the application of the crowd funding mode,from the perspective of the technology financial services platform.
出处
《科技进步与对策》
CSSCI
北大核心
2016年第10期18-22,共5页
Science & Technology Progress and Policy
基金
国家自然科学基金面上项目(71371050)
关键词
众筹
科技金融
科技金融服务平台
商业模式
Crowd Funding
Technology Finance
Service Platform For Financial Service
Business Model
