摘要
大病保险政策试点过程中呈现出一些问题,其中筹资机制尤其令人担忧。通过对全国28个省级单位的大病保险实施方案的比较分析,发现我国大病保险资金来源缺乏可持续性、筹资渠道单一、筹资标准参差不齐,且统筹层次低。为了保证制度的持续发展,应明确大病保险在我国医疗保障体系中的定位,并不断拓宽筹资渠道,建立多元筹资体系、合理确定筹资标准,逐步提高筹资水平、统筹层次,扩大"基金池"。
Some problems, especially the financing mechanism has occurred in the policy pilot study for establishing serious illness insurance. Based on analyzing on the implementation schemes of serious illness insurance of 28 capital cities, we found that the source of insurance funds lacks sustainability, the financing channels are simple, funding standards are uneven, and the levels of overall planning are very low. In order to ensure the sustainable development of serious illness insurance, we should clearly dene the position of the serious illness insurance in medical security system, continuously broaden the financing channels, establish multiple financing system, determine a reasonable financing standard, gradually increase the level of financing and overall planning, and expand the ＆quot;funding pools＆quot;.
出处
《中国医疗保险》
2015年第8期33-35,共3页
China Health Insurance
基金
2012年度湖南省厅局级社会科学基金项目"医疗保障国外模式及其对中国的启示研究"(XJK012CTM002)阶段性成果
关键词
大病医疗保险
筹资机制
可持续性
serious illness insurance
financing mechanism
sustainability
