摘要
本文尝试从需求端和供给端两个维度探究融资难、融资贵的原因。调查发现,融资难、融资贵表面上是"量、价"问题,实际上是受市场机制、经济金融环境、融资制度等多重因素影响所导致的需求和供给不匹配的结构性问题。缓解小微企业融资难、融资贵既要解决当前问题,从市场需求、财政支持、融资制度安排出发,改善经营及融资环境;又要着眼长远规划,完善小微企业金融服务体系,发展多层次金融市场和多元化的融资渠道。
This paper attempts to explore the causes of financing difficulties and financing from the two dimensions of demand side and supply side. The survey found that the financing, financing your surface is ＂quantity and price＂, is actually influenced by the market mechanism, the economic and financial environment, financing institution and other multiple factors caused by supply and demand does not match the structural problems. Alleviate the small micro enterprise financing, financing expensive both to solve the current problems, from the market demand, financial support, financing institutional arrangement of, improve the operating and financing environment; also focus on the long-term planning, small and micro enterprises to improve the financial service system, development of multi-level financial market and diversified financing channels
出处
《吉林金融研究》
2015年第5期27-31,共5页
Journal of Jilin Financial Research
关键词
小微企业
供求分析
结构性失衡
Small and Micro Enterprises
Supply and Demand Analysis
Structural Imbalance
