摘要
住房政策的核心目标是提高居民的住房支付能力,实践中,人们常常用房价收入比这一经验指标来判断住房市场的可支付性问题,并依此来制定相关政策。文章在对传统房价收入比指标进行评析的基础上,构建了住房价格成本标高程度—有效供给弹性两个新指标,作为政策选择的工具性方法,将中国城市住房市场区分为四种类别的细分市场,并提出了相应的管理政策。研究发现:①传统的中位房价收入比指标在政策上存在误导性。一方面,传统的中住房价收入比指标高估了低收入和高收入人群的住房支付能力;另一方面,在经济增长过程中,房价收入比指标掩盖了居民收入和住房价格之间的转移关系。②住房政策由针对贫困人口的住房保障政策和针对市场失灵的市场调控政策构成。对于地区发展差异大的中国而言,我们认为一种方法不能解决所有问题。应当根据细分市场价格成本标高程度和有效供给弹性不同,选择针对性更强瞄准效率更高的差异化住房保障政策和市场调控政策。
The main goal of housing policy is to make housing affordable, In practice, housing price to income ratio is an empirical guideline to estimate the housing affordable. This paper reviews the index of housing price to income ratio in theory and practice, and constructs housing price - cost margin index and supply elasticity as instrument to choice policy. This paper finds that： ①The traditional housing price to income ratio misguides in policy; ②The housing policy makes up of housing security policy based on the poverty and housing market controlling policy based on market failure. Based on the market diversity, we should subdivisions the whole market using the housing price to income ratio and supply elasticity, and choices difference and efficiency housing policy.
出处
《中国软科学》
CSSCI
北大核心
2014年第10期154-164,共11页
China Soft Science
基金
教育部人文社科规划基金项目(13YJA790004)
国家社科基金项目(12BJL101)
关键词
住房支付能力
房价收入比
有效供给弹性
housing affordable
housing price to income ratio, supply elasticity
