摘要
在农业现代化不断加快的大背景下,完善农业政策性保险制度刻不容缓。结合田野调查,研究发现在农业政策性保险发展方面虽取得一定成果,仍存在农民认识不充分、参保意愿不高、法规体系不完善、财政补贴方式不科学、抵御巨灾能力较弱、监管机制不健全等问题。应从加大宣传力度、发展信贷保险模式、完善法律法规、加大财政补贴力度、建立巨灾基金、发展再保险、明确监管责任等方面解决我国农业保险发展难题。
Under the background of agricultural modernization accelerating,it is a brook no delay task to improve the policy agricultural insurance system. Combined with field investigation,the research shows that the development of agricultural insurance policy although makes some achievements,there are still some problems such as the inadequacy of farmers＇ understanding,less intense of insured willingness,imperfections of legal system,unscientific subsidies,unsound regulatory mechanisms etc. Some measures should be adopted to solve the development challenges of agricultural insurance,such as increasing propaganda,developing credit insurance,improving laws and rules,reinforcing financial allowance,establishing catastrophe insurance fund,developing reinsurance,clear regulatory responsibility etc.
出处
《安徽农业科学》
CAS
2014年第29期10402-10404,10408,共4页
Journal of Anhui Agricultural Sciences
基金
国家社科基金青年项目"政府主导型农地规模流转问题研究"(12CJY052)
安徽大学农研院研究生课业创新项目"农地承包经营权确权问题研究"(KYCX201401)
关键词
农业现代化
农业保险
政策性农业保险
Agricultural modernization
Agricultural insurance
Policy agricultural insurance
