摘要
为优化贵州现行烤烟保险方案,更好地保障种植户的利益,利用1982-2012年贵州省烤烟单产数据,采用单产风险分布模型推导法计算出贵州省烤烟保险的精算保险费率与精算保额,在此基础上比较3种不同保险政策方案,以烤烟种植单产的期望收益最大化为择优标准,得出采用精算保险费率与精算保额并且提高保障水平(赔付比例)的保险政策为最佳方案。
The actuarial premium rate and coverage of flue-cured tobacco were calculated by the yield risk distribution model based on the yield data from 1982 to 2012 in Guizhou,and the insurance policy with higher guarantee level （payment proportion）based on the data of actuarial premium rate and coverage is the optimum scheme according to the preferential standard of the maximum expected revenue compared with the other two insurance policy schemes for protecting the benefit of flue-cured tobacco farmer households in Guizhou.
出处
《贵州农业科学》
CAS
北大核心
2014年第8期257-261,共5页
Guizhou Agricultural Sciences
关键词
烤烟保险
单产风险分布模型
精算保险费率
期望收益
贵州
flue-cured tobacco insurance
yield risk distribution model
actuarial premium rate
expected revenue
Guizhou
