治理机制对小额贷款公司绩效的影响——基于169家小额贷款公司的实证分析被引量：28

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摘要本文利用169家小额贷款公司的调查数据,分析了治理机制对小额贷款公司财务绩效和社会绩效的影响。研究发现:股东类型对小额贷款公司的财务绩效和社会绩效无显著影响;股权集中度越高,小额贷款公司的财务绩效越差,社会绩效表现越优异;较大规模的董事会不利于小额贷款公司实现良好的财务绩效,但董事会期模对社会绩效没有显著影响;外部监管和市场竞争等外部治理机制对小额贷款公司财务绩效和社会绩效的影响均不显著。因此,完善小额贷款公司的治理机制,应重点关注其内部治理机制。

作者杨虎锋何广文

机构地区西北农林科技大学经济管理学院中国农业大学经济管理学院

出处《中国农村经济》 CSSCI 北大核心 2014年第6期74-82,共9页 Chinese Rural Economy

基金教育部2011年度"长江学者和创新团队发展计划"创新团队项目"西部地区农村金融市场配置效率供求均衡与产权抵押融资模式研究"(编号:IRT1176) 国家自然科学基金项目"基于农户收入质量的农村正规信贷约束模拟检验及政策改进研究"(编号:71373205) 教育部人文社会科学青年项目"商业性小额贷款公司的信贷供给:运作机制及绩效评价研究"(编号:13YJC790177)的阶段性成果

关键词小额贷款公司治理机制绩效

分类号 F830.6 [经济管理—金融学]

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