摘要
兴业银行是我国商业银行发展碳金融的典型代表。通过分析其总资产、不良贷款率、利润总额和资本净额等指标在发展碳金融后的变化,得出发展碳金融对其产生了正面效应的结论。这些正面效应产生的原因主要是资产规模逐年增大和经营风险逐年递减。兴业银行在发展碳金融过程中应密切关注国家的碳金融政策与法律,建立完善的内控体系,严格遵守"赤道原则",加强金融创新,提高市场美誉度,从而更好地发挥其正面效应。
Industrial Bank is typical of commercial hanks which develop carbon finance. It is held that the development of carbon fi- nance has brought about positive effects according to analysis of various indicators such as total assets, non -performing loan ratio, total profit and net capital etc. These positive effects have been produced by its assets increasing year by year and its operating risks diminishing. In the development of carbon finance, Industrial Bank should pay attention to the state policies and laws of carbon fi- nance, establish a sound internal control system, strictly abide by the ＂Equator Principles＂, strengthen financial innovation, and improve its market reputation.
出处
《福建农林大学学报（哲学社会科学版）》
2013年第5期65-70,共6页
Journal of Fujian Agriculture and Forestry University(Philosophy and Social Sciences)
基金
福建省教育厅B类项目(JB12437S)
福建师范大学福清分校科研项目(KY2012009)
关键词
兴业银行
碳金融
Industrial Bank
carbon finance
